Terms of Service

These Terms of Service (the “Terms”) are a binding agreement between you (“you” or “user”) and SummitPM Consulting LLC, a limited liability company organized under the laws of the United States (“SummitPM,” “we,” “our,” or “us”), governing your access to and use of the SummitPM website, dashboard, AI advisor, and related services (collectively, the “Service”).

1. Acceptance of these Terms

By creating an account, subscribing to a paid plan, or otherwise using the Service, you agree to be bound by these Terms. If you are using the Service on behalf of a business or other organization, you represent that you have authority to bind that entity, and “you” refers to that entity. If you do not agree to these Terms, do not use the Service. You must be of legal age in your jurisdiction to use the Service.

2. The Service

SummitPM provides software tools for real estate investors, including a marketplace browser, deal comparison, an investment calculator, an AI-powered investment advisor, and portfolio analytics. The Service is provided for informational and analytical purposes only. Listings, valuations, projections, and AI outputs are estimates based on third-party data and modeling assumptions and may be incomplete or inaccurate.

3. No Investment, Legal, or Tax Advice

SummitPM is not a registered broker-dealer, investment adviser, real estate broker, attorney, or tax adviser. Information, AI outputs, and analyses provided through the Service are for general educational and informational purposes only and do not constitute investment, legal, tax, accounting, or real estate brokerage advice, nor a recommendation to buy, sell, or hold any property or security. You are solely responsible for your investment decisions and should consult qualified professionals before acting on any information provided by the Service.

4. AI Features

The Service includes generative AI features (the “AI Features”) that produce text, summaries, comparisons, and recommendations based on your prompts and listing data. By using AI Features you acknowledge and agree that:

• AI outputs may be inaccurate, incomplete, biased, or out of date. You must independently verify any output before relying on it, especially for financial, legal, or regulated decisions.
• You will not use AI Features to generate unlawful content, infringe third-party rights, attempt to identify private individuals, generate spam, malware, deepfakes, or any content prohibited by applicable law.
• You will not attempt to jailbreak, reverse engineer, probe, or circumvent safety, rate, or content controls of the AI Features.
• You are responsible for your prompts, your inputs, the use you make of any output, and ensuring you have all necessary rights in materials you submit.
• We may filter, refuse, restrict, or remove outputs and inputs at our discretion, and may suspend or terminate accounts that repeatedly violate these rules.

5. Accounts

You must provide accurate information when creating an account and keep it up to date. You are responsible for safeguarding your credentials and for all activity under your account. Notify us promptly of any unauthorized access.

6. Acceptable Use

You agree not to:

• use the Service for any unlawful, fraudulent, or harmful purpose;
• send spam or transmit malware, viruses, or harmful code;
• infringe any intellectual property, privacy, or other rights;
• probe, scan, scrape, or test the vulnerability of the Service, or interfere with its security, integrity, or performance;
• reverse engineer, decompile, or attempt to derive source code from the Service except where permitted by applicable law;
• resell, sublicense, or redistribute the Service or its outputs;
• circumvent technical limits, paywalls, or rate limits.

7. Intellectual Property

The Service, including all software, models, content, branding, and documentation (excluding your inputs), is owned by SummitPM or its licensors and is protected by intellectual-property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service solely as permitted by these Terms and your subscription plan. You retain ownership of inputs you submit; you grant us a worldwide, non-exclusive license to host, process, and display those inputs solely to provide and improve the Service.

8. Subscriptions, Payments, and Billing

Paid plans are billed on the recurring interval shown at checkout (monthly or annual). Subscriptions automatically renew at the end of each billing period until cancelled.

Payments are processed securely by Stripe, our payment service provider. By submitting payment information you also agree to Stripe's terms applicable to cardholders. SummitPM Consulting LLC is the merchant of record for these transactions and is responsible for the sale, billing support, and refunds. You can manage or cancel your subscription at any time from your account billing portal. See our Refund Policy for refund details.

9. Suspension and Termination

We may suspend or terminate your access to the Service, in whole or in part, with or without notice, if (a) you materially breach these Terms, (b) your account becomes delinquent, (c) we reasonably believe your activity poses a security or fraud risk, or (d) you repeatedly or seriously violate our acceptable-use rules. You may stop using the Service at any time by cancelling your subscription. On termination, your right to use the Service ends immediately and we may delete account data after a reasonable retention period, except as required by law.

10. Disclaimers

The Service is provided “as is” and “as available.” To the fullest extent permitted by law, SummitPM disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, non-infringement, accuracy, and uninterrupted or error-free operation. We do not warrant that any deal, valuation, projection, or AI output is accurate, complete, profitable, or suitable for your purposes.

11. Limitation of Liability

To the fullest extent permitted by law, SummitPM and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, revenue, data, goodwill, investment returns, or business opportunities, arising out of or relating to your use of the Service. Our aggregate liability for all claims arising out of or relating to the Service shall not exceed the greater of (i) the amount you paid us for the Service in the twelve (12) months preceding the event giving rise to the claim, or (ii) US$100. Nothing in these Terms limits liability that cannot be excluded by law, including liability for fraud, gross negligence, or personal injury.

12. Indemnification

You agree to defend, indemnify, and hold harmless SummitPM and its affiliates from any claim, demand, loss, or expense (including reasonable attorneys’ fees) arising out of or related to your inputs, your use of the Service in breach of these Terms, your violation of any law, or your infringement of any third-party right.

13. Governing Law and Disputes

These Terms are governed by the laws of the State of Delaware, USA, without regard to its conflict of laws principles. The exclusive venue for any dispute shall be the state or federal courts located in Delaware, and you consent to personal jurisdiction in those courts. Where applicable consumer law provides for additional rights, those rights are not waived.

14. Changes to the Service or Terms

We may modify the Service or these Terms from time to time. Material changes will be communicated through the Service or by email. Your continued use after the effective date of revised Terms constitutes acceptance of the changes.

15. Assignment and Force Majeure

You may not assign these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of assets. Neither party will be liable for delay or failure to perform due to events beyond its reasonable control.

16. Contact

SummitPM Consulting LLC — United States.
Questions regarding these Terms: aoluwasoro@summitpmconsulting.com.